The anti-crisis management system and its place in ensuring the financial stability of banks

Kovalenko Victoria
D. Sc. (Economics), Professor, Professor, Department of Banking, Odesa National University of Economics, Odesa, E-mail: kovalenko-6868@ukr.net, ORCID ID: https://orcid.org/0000-0003-2783-186X

Martynov Denys
Head of Revaluation Division, Department of Valuation and Collateral Operations, Pivdenny Bank PJSC, Odesa, E-mail:denysmartynov@ukr.net, ORCID ID: https://orcid.org/0009-0009-9939-3927

Cite this article:

Kovalenko V., Martynov D. (2023) The anti-crisis management system and its place in ensuring the financial stability of banks. Ed.: V.V. Kovalenko (ed.-in-ch.) and others [Systema antykryzovoho upravlinnia ta yii mistse u zabezpechenni finansovoi stabilnosti bankiv; za red.: V.V. Kovalenko (gol. red.)], Scientific Bulletin of the Odesa National Economic University (ISSN 2313-4569), Odesa National Economics University, Odesa, No. 11-12 (312-313), pp. 123-133.

Abstract

Purpose. The purpose of the article is to study the theoretical and methodological provisions regarding the formation of the anti-crisis management system in banks and the development of practical recommendations for the use of methods and tools that allow preventing and leveling crisis phenomena. Method. During the writing of the article, such methods of scientific research were used as the method of scientific abstractions when substantiating the categorical apparatus in relation to anti-crisis management, financial stability; methods of analysis, synthesis, induction and deduction in determining the main approaches to the anti-crisis management system.. Results. The article systematized regulatory documents that regulate banking activity in Ukraine. It is considered the essence and features of anti-crisis management in banks are considered. The concept of anti-crisis management is quite complex and has many aspects, but in general it is defined as a set of preventive and reactive measures that are used: firstly, to prevent crisis situations, and secondly, to overcome a crisis that has already occurred. The authors of the article considered the essence of state anti-crisis instruments and provided a description of traditional and anti-crisis instruments and innovative instruments. The indicators of financial stability of banks were analyzed. It has been proven that anti-crisis measures in banks can be submitted according to two components, namely: organizational component: organizational structure of the bank, corporate management, strategic management, internal control system, organization of the financial security system, personnel management system and management of bank divisions; and the financial component: asset, liability and equity management of banks, profitability, liquidity and risk management system, budgeting and financial planning. It was established that the anti-crisis management system in the bank should be focused on diagnosing their activities. The purpose of diagnostics is to identify the signs and nature of the crisis in a timely manner, to overcome adverse consequences, to identify the crisis, to use research elements as preventive rehabilitation measures, and to restore solvency. essence and features of the organization's competitiveness.

Keywords

anti-crisis management, anti-crisis measures, financial stability, capital adequacy, banks, banking system.

JEL classification: G210; DOI: https://doi.org/10.32680/2409-9260-2023-11-12-312-313-123-133

UD classification: 336.71.078:330.36

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